Here is the federal law that states that unemployment will continue.
EMERGENCY UNEMPLOYMENT COMPENSATION ACCOUNT
Sec. 4002. (a) In General- Any agreement under this title shall provide that the State will establish, for each eligible individual who files an application for emergency unemployment compensation, an emergency unemployment compensation account with respect to such individual’s benefit year.
(b) Amount in Account-
(1) IN GENERAL- The amount established in an account under subsection (a) shall be equal to the lesser of–
(A) 80 percent of the total amount of regular compensation (including dependents’ allowances) payable to the individual during the individual’s benefit year under such law, or
(B) 20 times the individual’s average weekly benefit amount for the benefit year.
(2) WEEKLY BENEFIT AMOUNT- For purposes of this subsection, an individual’s weekly benefit amount for any week is the amount of regular compensation (including dependents’ allowances) under the State law payable to such individual for such week for total unemployment.
…. and here is the copy of the Massachusetts web page showing that Massachsuetts is participating in the extended benefits program
Overview of Unemployment Insurance and Federal Extensions
| Regular Unemployment Insurance (UI) |
Federal Emergency Unemployment Compensation (EUC08) | Federal/State Extended Benefits (EB) |
|
| Effective Date | Ongoing | February 15, 2009 | March 22, 2009 |
| Application Deadline | None | December 26, 2009 | This program can be triggered off at anytime depending on the state unemployment rate |
| Payment Deadline | None | June 5, 2010 | If triggered off, benefits will end immediately |
| Duration (not all claimants qualify for the full benefits) |
Up to 26 weeks when an extension is in effect | Up to 33 weeks | Up to 13 weeks |
| Funded By | State Unemployment Insurance Trust Fund | Federal Government | Split between Federal Government and State Trust Fund (Federal Govt covering 100% of private sector EB) |
| Notification | Within 3 weeks of opening their claim, claimants will receive the Monetary Determination, listing their previous employer(s) and wages, calculated benefit rate based on the base period earnings and earnings exclusion | Claimants who continue to be eligible will be notified by mail when they exhaust their benefits. | Claimants who continue to be eligible will be notified by mail when they exhaust their benefits. |
| How to Apply | Call TeleClaims | Call TeleClaims | Claimants who exhausts EUC benefits will be notified by letter with instructions on how to apply for EB |
| Weekly Certification | Use WebCert or TeleCert | Use WebCert or TeleCert | Use WebCert or TeleCert |
| Work Search
Requirement |
At least 3 per week, return Work Search Activity Log only if notified | At least 3 per week, return Work Search Activity Log only if notified | At least 3 per week, return Work Search Activity Log weekly |
Timelines of Unemployment Insurance Extensions and Benefits
| Date | Milestone | Benefits |
| July 7, 2008 | Congress passed the Emergency Unemployment Compensation (EUC08) Program | Provides up to 13 weeks of unemployment benefits |
| November 23, 2008 | EUC08 was expanded to extend the federal unemployment benefits | Provides up to an additional 7 weeks |
| February 15, 2009 | Due to high unemployment, Massachusetts claimants were eligible for an additional extension after exhausting regular and extended benefits | Provides up to an additional 13 weeks |
| February 17, 2009 | American Reinvestment and Recovery Act (ARRA) signed into law | Provides $25 weekly supplement, federal tax exemption on the first $2400 of unemployment benefits, federal COBRA subsidy and extended deadlines for application and payments. Learn more. |
| March 22, 2009 | Federal/State Extended Benefit Program (EB) triggered in Massachusetts | Provides up to an additional 13 weeks |
| December 26, 2009 | Application deadline for EUC08 | Allows more claimants to be eligible for EUC08 benefits |
| June 5, 2010 | Payment deadline for EUC08 | Allows more claimants to receive EUC08 benefits |
So I really don’t understand how Suntrust can say that I don’t qualify for the modification. It is clear that my benefits will continue for more then 9 months.